High Net Worth Insurance Working Model - SafeBridge Financial Group

How Critical Illness Insurance Works

Critical Illness  Insurance gives you the coverage you need when you need it the most. 

Critical Illness Insurance is optimal if you are between the ages of 18-65 and need a substantial coverage amount as it covers a wide range of illnesses and conditions. Once you have Critical Illness Insurance, if you get diagnosed with a Critical Illness or condition and need coverage you can access a lump sum benefit from $25K-$2M. 

You get to choose the type of premium and term options that work for you with added coverage for even more protection. There are also a number of conversion options available which would allow you to convert your Critical Illness policy into a long term care policy at a certain age. 

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    Our goal is to ensure we understand your entire financial situation to ensure we can make sure that you and your family have the right coverage and protection in place well before it is needed.

    Are You In Need of Critical Illness Insurance?

    How SafeBridge Can Help

    Have Control Over Your Policy

    We want to ensure you have the right coverage in place to protect you and your family. Our team of Insurance professionals work with you to understand what your specific insurance needs are and to assess what type of Critical Illness insurance is perfect for you. Our goal is to make sure you have control over your policy and the right protection in place before it is every needed.

    Feel Protected With the Right Coverage and Benefits

    • The benefits you receive are not taxable 
    • You can use the benefits as you see fit-  you don’t need to justify how you spend the money 
    • You can use the money to help pay for home care such as meal preparation and home services such as cleaning 
    • It helps cover additional expenses caused by the illness such as medications, medical equipment, rehabilitation etc. 
    • You can also use the money to allow you to have some financial flexibility while you receive such as working part time or extending your sick leave

    Plan For The Future

    No one knows what the future will hold, but statistically many people will end up needing some type of Critical Illness coverage, that’s why we encourage our clients to ensure they have the right protection in place for their family before it is needed.

    Why Critical Illness Insurance is Important

    Critical Illness Insurance is a great option to not only protect your family and loved ones from the loss of your income due to an unforeseen illness or diagnosis,  but it also can help you meet your financial obligations so you can avoid dipping into your retirement savings.

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    Importance of Critical Illness Insurance - SafeBridge Financial Group

    Your Choice of Critical Illness Insurance Broker

    At  SafeBridge our access to the top Life Insurance companies sets us apart.  With over 20+ years in the Life Insurance space,  our team of licensed Life Insurance professionals is qualified to help you find the best Critical Illness Insurance policy that matches your financial goals and your families needs. 

    Each individual client is unique and we pride ourselves in customized solutions that solve your unique challenges with regards to Critical Illness Insurance. 

    When you work with SafeBridge, our team of professionals take the time to understand your situation and come up with the perfect insurance solution.  It is always in your best interest to work with a company that will not only help you get the right Life Insurance, but also ensure it is structured properly to help achieve your financial goals. As a company we help thousands of clients each year find the perfect Critical Illness Insurance products to fit their needs.

    Get Started Today With SafeBridge

    Let us help you find the perfect Insurance solution for your situation. At SafeBridge we provide a complimentary 30 minute review of your existing insurance policies and take a look at your insurance needs. With access to the most trusted insurance companies in Canada we are able to help you make the best choices and feel confident that you are fully covered in the event of illness or even death. 

    With over 20 years in the Insurance Industry we are confident that our team will ensure you get the best insurance solution possible.  

    Click here to speak with a SafeBridge Insurance Professional today!

    Apply Now
    Our Team - SafeBridge Financial Group

    Have Questions?
    We Have the Answers

    Am I too young to buy Critical Illness Insurance?

    No. It is never too early to plan for your future and prepare for the unexpected.  Statistically, a 25 year old male non-smoker has a 24% chance of having a critical illness (cancer, heart attack or stroke) prior to turning 65. 

    If you don’t have the proper Critical Illness policy in place, that injury or illness could be very stressful for you and your loved ones.

    What is the difference between Disability Insurance and Critical Illness Insurance?

    The main difference between Disability Insurance and Critical Illness insurance is that Disability insurance provides a monthly income if you’re unable to work due to a serious injury or illness, while Critical Illness insurance pays out a tax-free lump sum payment following the diagnosis of one of several illnesses covered by your policy.

    Double Quotes

    Over the last 20 years we’ve been successful in attracting over 60 various lenders that our clients can benefit from. SafeBridge has evolved over the years and has become a very successful company…. The education, that comes along with not just the mortgage agent side of things, but also on the insurance and the investments and the financial planning all comes together in one holistic approach.

    Elisseos,

    Co-Founder
    Double Quotes

    For several years Andre has worked in the Financial Planning and Mortgage Solutions field with Scotiabank. After experiencing success, and gaining a wide knowledge base in the banking world, he decided to leave the bank to join a Boutique Mortgage Brokerage, Safebridge Financial Group.  Andre made the change so that he could offer clients a wider variety of mortgage options and lenders.

    Andre Persaud,

    Mortgage Agent

    SafeBridge Brokers & Advisors

    Meet the Team

    At SafeBridge we believe in experiencing growth together. We want to ensure that each of our agents is successful and feels a part of the SafeBridge team. We offer customized training, lender previews, team events and even team trips to build the strong culture of inclusion and support that so many of our agents enjoy.

    We believe it is essential to hire and Partner with the right people. We are looking for the best and brightest in the Industry to join our Exclusive Group of Professionals. Our team consists of loyal top producing Agents that have demonstrated exceptional care for their clients and passion for the industry in which they serve. Our Mortgage Centered Financial Planning approach helps our team foster long lasting relationships, which brings a unique process to the mortgage business.

    SafeBridge Partners
    Trusted by the
    Biggest Names in Insurance

    SafeBridge understands your life insurance needs and will recommend the right product for you. We don’t just look at insurance, like insurance. We look at insurance as a wealth-building tool and a way to pass on generational wealth by working with the best insurers.

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