In order to qualify for a professional service firm mortgage, most lenders will require tax documents such as NOA’s (Notice Of Assessment) from the past 2-3 years to be included in the mortgage application.
In addition, the following documentation will be required.
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Typical professional services firms we deal with consist of doctors, lawyers, architects, accountants, engineering firms etc. These are often people whose organization makes a substantial annual income but the owners take home smaller dividends to minimize taxes.
If you are a doctor, surgeon, lawyer, engineer, contractor etc who is self-employed, contact us today to see how we can help you with mortgage financing. We have worked with hundreds of professional service firms and love helping each client find the perfect solution to their challenging mortgage situation.
Ming owns and operates a mid-size accounting firm specializing in mergers and acquisitions. Her team of 25 accountants service clients throughout Ontario with a big focus on the GTA. While her company grosses $10M annually, her take home salary is $500K and she wanted to qualify for a mortgage on her newly purchased cottage property in Muskoka. In order to qualify, Ming needed to show additional income to ensure the lenders would give her the additional financing for her mortgage. Ming worked closely with a SafeBridge mortgage agent who was able to use her Financial Statements to prove her income and help her secure financing on her dream cottage.
There are a number of lenders who offer mortgage products specific to professional services firms. Working with a SafeBridge mortgage agent could save you both time and money as they can help you sort through all the options available and sort out which lender has the most customized solution for you.
Here are 3 of the benefits of a professional service mortgage:
Our team of mortgage professionals specialize in helping professional individuals get proper mortgage financing. We do the heavy lifting so you don’t have to.
You can choose between professional services mortgage options that best suit your changing needs as a business owner. You can also select specific mortgage products that will allow you to keep your money in your business and not spend it on needless mortgage fees etc.
3. REGAIN CONTROL:
You are a business owner who is used to calling the shots…why should your mortgage be any different? Let us help you take control of your mortgage financing to ensure you are getting the exact product that suits your needs.
At SafeBridge our access to over 63 different lenders sets us apart. With over 20+ years in the mortgage lending space our team of mortgage professionals is qualified to help you find the professional services mortgage financing that suits your needs.
No two professional services firms are alike and we pride ourselves in customized solutions that solve your unique challenges with regards to professional services financing.
When you work with SafeBridge, our team of professionals take the time to understand your situation and come up with the perfect financing solution. It is always in your best interest to work with a company that will not only help you secure financing but also keep in mind your holistic financial goals and make sure they are all in alignment. As a company we help thousands of clients each year find the perfect financing solution to fit their needs. When it comes to professional services our team of exceptional mortgage brokers will assist you with finding the perfect mortgage and financing terms.
We want to help make your mortgage dreams come true. Contact us today to find out how we can help get your professional services mortgage financing in order. Whether you are looking to purchase a new home, a cottage, renovate an existing home or do a complete build from the ground up we are here to help!
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No, not all lenders offer professional services mortgage options but most do offer some type of professional service options.
Yes. You may need to show additional financial documents to prove your income and to show the structure of your business.
These documents include but are not limited to the following:
No, it is not necessarily harder to get a professional services mortgage than a regular mortgage but working with a SafeBridge mortgage agent who understands the complexities of your situation will be valuable as there are a number of options available.
Chris is a Co-Founder and Financial Advisor at SafeBridge Financial Group, the originators of Mortgage Centered Financial Planning, and is passionate about serving his clients and empowering the incredible team to “Be Better. Be Inspiring.” Prior to co-founding SafeBridge, Chris started his career as a Financial Advisor with Sun Life Financial, formerly Clarica Financial Services, and had the privilege of serving many clients financial needs for over a decade.
Over the last 20 years we’ve been successful in attracting over 60 various lenders that our clients can benefit from. SafeBridge has evolved over the years and has become a very successful company…. The education, that comes along with not just the mortgage agent side of things, but also on the insurance and the investments and the financial planning all comes together in one holistic approach.
Dena is a seasoned Mortgage Broker with 24 years experience in the financial industry. She started her career at Canada Trust as a part-time Teller while attending York University. During her 15 years with TD Canada Trust, Dena held various positions of increasing seniority. As a Senior Financial Advisor she gained knowledge in many disciplines in the banking and investment arena.
For several years Andre has worked in the Financial Planning and Mortgage Solutions field with Scotiabank. After experiencing success, and gaining a wide knowledge base in the banking world, he decided to leave the bank to join a Boutique Mortgage Brokerage, Safebridge Financial Group. Andre made the change so that he could offer clients a wider variety of mortgage options and lenders.
At SafeBridge we believe in experiencing growth together. We want to ensure that each of our agents is successful and feels a part of the SafeBridge team. We offer customized training, lender previews, team events and even team trips to build the strong culture of inclusion and support that so many of our agents enjoy.
We believe it is essential to hire and Partner with the right people. We are looking for the best and brightest in the Industry to join our Exclusive Group of Professionals. Our team consists of loyal top producing Agents that have demonstrated exceptional care for their clients and passion for the industry in which they serve. Our Mortgage Centered Financial Planning approach helps our team foster long lasting relationships, which brings a unique process to the mortgage business.
With over 20+ years in the Mortgage Industry, SafeBridge has built a solid reputation in the industry and is well respected by all major lending partners. SafeBridge has partnerships with over 10 insurance providers in Canada and has access to hundreds of mortgage products.