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Mortgage Insurance Program
Protect your home, not your lender, with the SAFEBRIDGE
Mortgage Insurance Program. Most lending institutions
offer mortgage life insurance as part of their mortgage packaging,
but look carefully before you sign on the dotted line. You could
find yourself locked into insurance that does more to protect
your lender than you.
Here's how our proprietary Mortgage Insurance Program can
help protect you and your family:
- It's about having control.
With our customized Mortgage Insurance Program,
you own the policy, not your lender. That means that you
have the freedom to choose your own beneficiary and decide
what type of insurance best suits your individual
needs. You will also be able to switch your mortgage for
a better rate at another lending institution without jeopardizing
or having to medically re-qualify for your life insurance
coverage.
- It's about being covered. With our Mortgage
Insurance Program, your insurance is medically underwritten
upfront. This means that any life insurance proceeds are
guaranteed to be paid out in a timely manner. In comparison,
lending institutions begin in-depth underwriting at the
time of claim. If a medical history is discovered after
the fact, you may be ineligible to make a claim for any
cause or condition. At the very least, the claim process
can be significantly delayed.
- It's about getting the most for your money. Mortgage
insurance offered by lending institutions decreases as the
mortgage is paid down, yet your premiums remain the same.
With our Mortgage Insurance Program, your coverage remains
level. In the event of a claim,
your premium dollars will provide your beneficiary with
guaranteed life insurance proceeds at the same level of
coverage as at the time of application.
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