Disability Insurance

The most commonly known and accepted form of insurance to help protect your family from a loss of income due to an inability to work is Disability Insurance. In the event of an injury or sickness rendering the insured unable to work, a disability policy will pay a monthly benefit up to sixty six and two thirds of the total income of the insured person (NOTE: Total income is gross income less expenses but before taxes). This is ideal on almost mandatory for all self employed individuals or anyone currently without disability through their company or Association group plan.