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Stay Put in our Volatile Market
Posted on February 14, 2008 at 11:45 am
Filed Under Financial Markets, Financial Planning, Investment Planning
A recent comment by Fred Pynn, CIO at Bisset Investment Management, couldn’t be more poignant.
“It’s time to sit back and ride out the storm,” he said. He went on to say “The biggest mistake that investors make is overreacting to short-term market volatility. That has probably the biggest negative impact on long-term wealth to investors.” His counterpart, Brent Smith, who is the CIO at Fiduciary Trust Company also commented by saying “The worst is likely behind us, and the majority of the downturn is in the past.”
Your Take-Away: Whether you believe what either Pynn or Smith say to be truth, market volatility is a guarantee in life. It is essential to go back to your original invesment plan, often provided in the form of an “Investor Policy Statement”, that clarifies your risk factor, comfort level and long term plan. If what you chose at the time of making your investment decisions worked then, why should it be any different now considering you probably knew the markets were going to move up and down?
Seeing your portfolio go down in value is never fun, and I’d never pretend that it is. What I will say however is that it is part of being an investor and the good news is that the markets always come back, at least according to history which is our best indicator of the future.
Until next time, have a Terrific Thursday and a very Happy Valentine’s Day with your significant other!
Chris & Elisseos
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